Posted by finelinebob on May 16, 2004, at 14:08:31
In reply to I stopped the meds, posted by Racer on May 16, 2004, at 12:05:31
Look, from someone who went off meds for four months because of $$ issues, I've no right to tell you to go to that doctor.
So don't.
Now, as to the insurance -- I'd check that out. I really don't know what insurance companies call a "pre-existing condition", but I think it has to be something that is curable. I'll try a short example. My dad has diabetes. He got a sore on his leg and, for people with diabetes, these things can never heal. If he had to switch plans, I think the new plan might have been able to deny coverage about the sore since, with proper care, they CAN heal ... but for chronic conditions like diabetes, I don't think they can refuse coverage. (Yes, with my daily nursing for three months, the sore healed properly.)
You have a chronic condition based in your biology. The fact that it existed prior to any new health coverage, AFAIK, can't count against you. After all, you had it before even your first health plan, so they all should have been able to deny you on it.
I may be wrong, but it's something I'd fight about. You might be able to find more info at NAMI's web site. Haven't been there recently, tho, but they used to have good info about stuff like this. http://www.nami.org/
If going through with the appointment would cause more turmoil in the short run than it would fix, then cancelling the appointment is a good decision. If, in the long run, you can afford it 2-3 months from now, rescheduling is an even better decision -- but reschedule when you are sure the benefits outweigh the costs, both financial and emotional.
(((racer)))
flb
poster:finelinebob
thread:347407
URL: http://www.dr-bob.org/babble/2000/20040501/msgs/347442.html