Posted by fairywings on December 17, 2005, at 16:27:07
In reply to Re: number of appointments » fairywings, posted by Poet on December 17, 2005, at 16:20:43
> Hi Fairywings,
>
> My health insurance covers 35 sessions which is really good. Downside is the $1,000 deductable. If I saw a therapist who was considered a preferred provider I'd only pay a $500 deductable, but I'm sticking with my T.**OUCH! $1,000? That's steep.
> Before and after the insurance covers sessions, I pay her out of pocket. She works on a sliding scale, and she knows how little I make, so she charges me $65 per session (half of the insurance billing rate.)
**I don't think I'll get a reduction, but my husband said if I need to continue I can put it on the credit card. Will just have to cut WAY back.
> She also accepts credit cards. Before I had any mental health coverage I paid her that way. Nothing like seeing my credit card statement with her name on it to remind me of the high price I am paying in the quest for sanity.
>
> Paying her is very much in my mind as I am behind in paying her. I've been putting aside money from my paultry paychecks so I can write her a check at the end of the month.**Yeah, it stinks that it's so hard to get the help we feel we need in order to function as normally as possible. I feel like if I don't do this my family will suffer along w/me, but i feel selfish spending the $$.
> I hope you can work something out with your T.
>
**How did you bring it up with your T?
fw
poster:fairywings
thread:589672
URL: http://www.dr-bob.org/babble/psycho/20051216/msgs/589826.html